How big should your baccarat bets be? Too large and one cold streak ends your night; too small and the game drags. This calculator does the maths for you: enter your bankroll and your bet, and it shows what fraction of your money you are risking per hand, whether that is sensible, and what a session is likely to cost you. It is the quickest way to bet sizes you can actually live with.
Bankroll & bet-size calculator
Enter your bankroll and bet per hand to see what fraction of your money rides on each hand — and whether that risk is sensible.
How to read the results
- Bet as % of bankroll — how much of your total money rides on each hand. This is the single most important number for surviving variance.
- Risk level — a quick verdict: Conservative (1% or less), Moderate (1–2%), Aggressive (2–5%), or Very high risk (above 5%), where a normal losing streak can end your session fast.
- Suggested bet — the 1–2% range most players should stay within for a given bankroll.
- Expected cost per 100 hands — roughly what the Banker bet’s 1.06% edge will cost you over 100 hands at your stake, on average.
Turn the numbers into a plan
Once the calculator shows a bet size you are comfortable with, build the rest of your session around it: set a stop-loss and a stop-win before you start, and always place your bets on the Banker. The full method is in our bankroll management guide. To see the long-run cost of a whole session, pair this with our odds calculator.
Where to go next
Read the full bankroll management guide, model a whole session with the odds calculator, or browse all our free baccarat tools.