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Baccarat Commission Calculator

See exactly what the 5% Banker commission costs you over a session — and why Banker still beats the commission-free Player bet.

Work out exactly what the 5% Banker commission costs over a session — and why paying it is still the cheapest seat in the casino.

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Commission Calculator

Set your stake and pace, and see what the 5% really adds up to — and why your true cost is the 1.06% edge, not the commission.

Total wagered
Expected banker wins
Commission paid (5%)
True expected cost

The commission is not your loss — it is how the casino collects its edge on the best bet in the house. Your true expected cost is the 1.06% house edge on everything you wager. Even paying 5% on every win, Banker still beats the commission-free Player bet (1.24%).

Why commission isn’t your real cost

The commission only applies to hands you win, so it looks scarier than it is. Your true expected cost is the house edge — 1.06% of everything you wager — which already accounts for every commission paid. That’s still lower than the commission-free Player bet’s 1.24%, which is the whole reason the bro bets Banker anyway. The math lives in our house edge guide.

18+ Learning the game is free; playing it is not. Decide your budget before you sit down, and treat any losses as the price of entertainment.